Home  /  Careers  /  Credit Officer

Credit Officer (Credit)

Assesses creditworthiness and underwrites Loan Against Property proposals within policy.

Operations Hyderabad Full-time

About the role

Assesses creditworthiness and underwrites Loan Against Property proposals within policy. As part of Rupian Finance, you'll contribute to a transparent, ethical and efficient lending process that helps property owners access affordable finance.

Key responsibilities

  • Evaluate borrower profiles, income, banking and repayment capacity.
  • Underwrite LAP proposals in line with the credit policy and risk norms.
  • Analyse property valuation, legal and technical reports before approval.
  • Recommend loan structures, terms and mitigants for each case.
  • Maintain portfolio quality and support early-warning and collections inputs.

What we're looking for

  • Graduate / Postgraduate in Commerce, Finance or related field.
  • 3–7 years in credit underwriting, preferably LAP / secured loans.
  • Sound understanding of financial statements, banking and bureau reports.
  • Attention to detail with strong risk judgement.

Explore more roles

See all current openings across Business, Operations and Corporate functions.

View all openings