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Loan Against Property

Convert your property's value into financial strength. Secured loans against residential and commercial properties for multiple financial requirements.

Overview

Loan highlights at a glance

Rupian Finance provides secured loans against residential and commercial properties, structured for flexible, real-world funding needs.

Loan Amount
₹3L – ₹50L
Loan Tenure
24 – 120 months
Interest Rate
18–24% p.a.
Loan Against
Residential · Commercial · Open PlotsSubject to eligibility
End Use

What you can use the funds for

Business Expansion
Working Capital
Asset Purchase
Debt Consolidation
Property Renovation
Personal Needs
Education
Other Eligible Purposes

Loans are not provided for illegal or speculative activities.

Eligibility

Who can apply

Applicants should generally meet the following criteria. Final eligibility is subject to credit assessment and property verification.

Cibil Score
600+
Age
21 to 60 years (at loan maturity)
Eligible Applicants
MSMEs · Self-Employed · Limited Companies · Salaried Employees · Government Employees · PSU Employees
Business Experience
Minimum 1–2 years
Salaried Experience
Minimum 6 months in the current organization
Credit Profile
Good repayment history and satisfactory credit assessment
Property
Residential or commercial property with clear ownership and marketable title
Documents Required

Pick your applicant type

Select your category to see the exact checklist you'll need.

  • PAN Card
  • Aadhaar Card
  • Address Proof
  • Bank Statements (6 Months)
  • Business Proof
  • Property Documents
  • Latest Property Tax Receipt
  • Encumbrance Certificate
  • Technical Valuation Report
  • Legal Opinion Report
  • Other documents as per Company requirements
  • PAN Card
  • Aadhaar Card
  • Salary Slips
  • Bank Statements
  • Property Documents
  • Property Tax Receipt
  • Encumbrance Certificate
  • Technical Valuation Report
  • Legal Opinion Report
  • Other documents as per Company requirements
  • Company Registration Documents
  • GST Certificate
  • MOA & AOA
  • Financial Statements
  • Income Tax Returns
  • Bank Statements
  • Property Documents
  • Legal & Technical Reports
  • Other documents as per Company requirements
  • PAN Card
  • Aadhaar Card
  • Address Proof
  • Bank Statements (6 Months)
  • Business Proof
  • Property Documents
  • Latest Property Tax Receipt
  • Encumbrance Certificate
  • Technical Valuation Report
  • Legal Opinion Report
  • Other documents as per Company requirements
EMI Calculator

Estimate your monthly EMI

Interest is calculated on a diminishing balance. Figures are indicative.

₹20,00,000
21%
60 months

Drag the sliders to see your EMI update instantly.

Principal amount Total interest
Monthly EMI₹54,153
Total Interest₹12,49,180
Total Payment₹32,49,180
Apply for this loan